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All Nigeria Banks Transfer Simple USSD Codes Available 24/7

August 03, 2018
Technology has played a great role in helping humans achieve their goals with little or no stress. This, did not leave the banking and telecommunications sector behind.
Fund transfer has been made easier with the introduction of  simple USSD codes. banking apps and other virtual payment channels is now  available 24/7 with the development of Unstructured Supplementary Service Data (USSD)


You can now send money or airtime from one bank account or phone number to another in Nigeria using easy Banking USSD CODES below



====LIST OF ALL BANK USSD CODES IN NIGERIA============

*Nigeria Bank Transfer codes:*


  • GTB_(*737#)
  • Fidelity Bank_(*770#)
  • First Bank_(*894#)
  • Sterling Bank_(*822#)
  • Skye Bank_(*833#)
  • UBA_(*919#)
  • EcoBank_(*326#)
  • Zenith Bank_(*966#)
  • Stanbic Bank_(*909#)
  • Access Bank Bank_(*901#)
  • Wema Bank_(*945#)
  • Diamond Bank_(*426#)
  • Unity Bank_(*389 *215#)
  • Heritage Bank_*322#
  • KeyStone Bank_(*322 *082#)
  • Union Bank_(*389 *038#)
  • Fcmb_(*329#) or _(*389 *214#)
  • EcoBank_(*326# )
  • Ja'iz Bank (*389*301#)
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===============================================================


However, mobile banking codes used by banks vary.

Today, we bring you you some of the simple bank ussd codes with explaination of how they  works:

Banks in Nigeria. Source: Nairametrics

First Bank - Transfer Simple code *894#

• For the first transaction, you would be required to enter your 4-digit ATM card pin then create a 5-digit code that will be used to complete transfers .

• To transfer with First Bank, dial *894*amount*Account number# and select destination bank to send money.
• The account name you are transferring money to will be displayed for verification reason.

Access Bank: Transfer Simple code *901#

With this code (*901#), you can buy airtime, check your bank account balance, transfer funds and pay bills.
Just simply dial the short code and follow the the instructions promptly.

You can also open a new Access account by simply dialing the code. Please note that the phone number you are dialing through is the one you registered with the account.

Guaranty Trust Bank (GTB) - Transfer Simple code *737#
For GTB customers, just dial *737#

You would be provided with options of services you can get from airtime transfer, data offers, fund transfer to GTB or other banks, check account balance or change/create password.

Wema Bank - Quick money Transfer Code

• For Wema quick funds transfer, dial 
*322*035*NUBAN*Amount#

• You can only use the Wema Quick Recharge Code on the phone number registered with the bank account.

• Wema Bank also has a new simple code 945#
It allows you make transfer, buy airtime, pay bills etc. Simply dial 945# to get started.

Fidelity Bank - Money Transfer  Simple Code *770#

• If you have not used the service before, you will be need to start by dialing *770#
Where  you will be prompted to enter your NUBAN (Fidelity Bank account number), select a 4-digit PIN for your account.

• Simply dial this *770*NUBAN Account number*Amount#

• For example, if you want to transfer N4,000 to someone’s first bank account, dial *770*1234567890*4000#

• Then select the beneficiary bank name from the list provided.

Input your transfer PIN to confirm transfer. The account number of the receiver will be shown to you before you enter your PIN. This allows you verify that you’re not sending money to a wrong bank account.

Diamond Bank - Yello Money Transfer Simple Code *710#

• For Diamond Bank Y’ello account holders, to make a fund Transfer to any bank Dial *710*777*Account Number*Amount*Pin#

Ecobank - Instant Money Transfer Simple Code *326#

• With *326# Ecobank gives you the ease of making all your banking transactions from your mobile phone. You can make instant transfers, buy airtime, check balances, pay bills, and read mini-statements.

Zenith Bank - Mobile Banking Money

Transfer  simple Code *966#

• Zenith Bank’s *966# mobile banking gives you access to open new account, check balance, load airtime or transfer money to another account.

• To open a bank account dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial *966*00#

To load airtime simply dial *966*Amount*Mobile Number# on your phone

• To transfer money to another account using Zenith Bank Short code
Dial 966*Amount*Account Number# (e.g. 966*1000*1234567890#) from the phone number you submitted during registration with Zenith Bank, then follow the on-screen prompts.

First City Monument Bank (FCMB) - mobile banking service Transfer Code *389#

• To get started with FCMB mobile banking service dial *389*214#
A welcome message is displayed with the following options:

1. Activate with card
2. Activate with account
3. Activate with Mwallet

Choose option 2 to activate with account  by typing 2 and send.
Enter your account number.

Call the contact centre on 01-2798800 or visit any FCMB branch to generate your PIN.
Once you get your pin, dial *389*214# on the phone and click on security, select 'Change PIN' to enter your default PIN and enter your new four digits PIN when prompted.

• Dial *389*214# for subsequent access to FCMB mobile service
Unity Bank  Mobile Money Transfer Code

• Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity Bank's accounts and to other bank accounts.

• Simply dial *389*215# to get started

United Bank for Africa (UBA) Money Transfer short  Code

United Bank for Africa (UBA)  banking Short code gives you secure and fast way to recharge airtime, submit/update BVN Number and transfer funds to UBA bank accounts and to other bank accounts.

• Simply dial *919# from your registered phone number to get started.
Skye Bank Money Transfer simple Code

Skye Bank mobile banking simple code gives you secure and fast way to transfer funds to Skye Bank's accounts and to other bank accounts.

Skye Bank mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently. To use the service, simply dial *833# to get started.

Sterling Bank Money Transfer simple code

Sterling Bank USSD provides a smarter way of banking using *822#

• To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.


• Note that N5 will be deducted from your airtime balance each time you dial the sterling bank short code on your phone.

• A pin will also be required to complete transactions via the short code. You will get the pin when you register for the Sterling bank *822# service.

Heritage Bank USSD Money Transfer Code

• All you need is the mobile number you have registered with your Heritage Bank account

You can recharge your line, recharge another person’s line, transfer funds or pay bills by just sending the required code.

• Self-recharge – *322*030*AMOUNT#

Third party recharge – *322*030*PHONENUMBER*AMOU
Transfer money – *322*030*ACCOUNTNUMBER*AM

Bill payment – 322*030*BILLER ID AMOUNT#, for example, to pay for LCC Dial *322*030*1066*AMOUNT#

KeyStone Bank Money Transfer short Codes

You can use the mode with all phone types by dialing *322*082#
On all Sim card  (MTN, AIRTEL & 9mobile) or 805*082# (GLO only) and follow the steps below to get started (register):

1. Select the Keystone Bank
2. Enter NUBAN account number
3. Enter any 4 digit number you can remember as the m-Pin
4. Confirm m-Pin


Union Bank simple code *389*032#
This works for all mobile banking transactions on Union bank. You can check your balance, recharge your phone, transfer money and much more. Just dial the code *389*032# and follow instructions promptly.


This updates was brought to you by EBUNZY TEAM. Please no Copying of content on this website. Except authorised defaulters shall be punished..Be warned! Contact us on +23480672088, Ebunzycare@gmail.com
All Nigeria Banks Transfer Simple USSD Codes Available 24/7 All Nigeria Banks Transfer Simple USSD Codes Available 24/7 Reviewed by BENEDICT on August 03, 2018 Rating: 5

What You Should Know About Yahoo Plus Fraud Scheme: A Life Story Shared

August 01, 2018
Yahoo Fraud Scheme now has a  mordern way of dealing with their victims. Its Called YAHOO PLUS.  Yahoo Plus is a modern style of the porpular fraud scheme Yahoo Yahoo that is largely carried out on internet with victims who never suspect or heard of Yahoo or Yahoo Plus.


Ebunzy Team are  gladly going to take you into deep learning about the devilish  Yahoo Plus and their Rituals stuffs from the real life story of a former-Yahoo plus guru.


Before that,  there are basic facts to know about Yahoo plus.


1. It is very easy to recognize guys/ladies  that are involved in Yahoo plus. One of the characteristics of Yahoo Plus boys include auxiliary lifestyle. Most at times, these set of people called Yahoo Plus often engage in auxiliary lifestyle.  Yet, there are no traces to the source of their wealth. Local or international business, Private or Government Job or even appointments that fetch them money to live such lifestyle.
Yahoo plus fraud scheme, facts to know about yahoo plus, Story of a yahoo plus guru

2.  Major common difference between Yahoo and Yahoo plus is  the cuny part of the business. As a matter of fact, some Yahoo plus boys may not need to dupe anybody to become rich. Most time, they carry out their devilish plans by sleeping with careless ladies to withdrew star and fortune.


===== BELOW IS A REPORT BY  OUR CORESPONDENT DURING LIVE CHAT WITH A FACEBOOK USER  ABOUT HIS EXPERIENCE WITH YAHOO PLUS BOYS  ====



Eyes here:

Just want to share my experienced in having a foreign friend, this friend of mine says he is an american citizen and was deployed in afghanistan, he is a US Army as he said. He will know everything about you, your job , your family everthing that will give them a hint to decieve you! Until one day, after a long day of conversation, this US army said he need to send money to his family doctor because his mother is critically ill and need a surgery but need to send the money, and said He cannot send the money because afghanistan cannot transact dollars due to ongoing crisis, all bank transaction is freezed, and then this DECIEVER asked me to be the one to receive the money and have it send to United States Of America to his family doctor instead, so I agree.

And here we go, to get the deal started

there should be a diplomat who will carry the box of money and in order to claim diplomat I need to pay 500$! Haha so funny...... I just agree to see where it goes, but then I figure out it's Yahoo guy who stole pix of an American citizen as if it is true! Just want to share this! When money involves dont ever trust to anybody, some profile on social media groups are fake, especially Business, Dating groups..

Thanks! Good day everyone.



How Yahoo Plus fraud scheme Perpetrate! Story From A Former Yahoo Plus Guru


Now to the full story of how the Yahoo plus ritual is carried out.  Here’s a confession of Chidi, a 25-year-old alleged internet fraudster. He disclosed that yahoo plus is one of the latest trends  crimes in cybercrime. Yahoo Plus operators use cuny means to outsmart their victims so as to get what they want from them which may not be money mostly.

“You may not believe this about Yahoo Plus but it is true. Those who are into yahoo plus use charms to outsmart their victims. This is because the Old  yahoo no longer yields the desired result to them.

How Yahoo plus  fraud Scheme  Perpetrate!

According to Chidi, "Our targets are getting wiser and no longer fall prey. When I noticed that I was not making any achievement in yahoo business, I decided to inquire from some of my friends who were in same Yahoo business with me that were living better off. To my greatest surprise, I was made to understand that the key to success in Yahoo business was yahoo plus. I decided to embark on a journey to Benin Republic with fellows colleagues of Chuks, Odinakachukwu and Chionye. There, we met a herbalist who told us to buy three live cocks and other ritual items which 

he used to prepare some concoction for us. After that, we were asked to stand in front of the shrine, while the herbalist chanted incantations that would enhance our success in yahoo plus. As we left for Nigeria, we were given some concoction which the herbalist said were prepared with human parts. We were asked to put the concoction in our mouths whenever we wanted to type or discuss with our victims. But when I got home, I became unrest. 

I remembered my mum’s admonition never to go into anything fetish but to serve the almighty God the Creator of Heaven and earth. I kept the concoction away and watched as events unfolded. Three months later, one of us Chuks, made 3000 dollars .But Odinakachuckwu lost his younger brother who went to use his laptop. The instruction of the herbalist was that no one except him should use his Yahoo laptop. Just as we were smarting from that, Chionye lost his girlfriend. I decided to quit at that point because I did not want anyone to die on my account. I am therefore appealing to those I have defrauded through yahoo yahoo to forgive me.”


This updates was brought to you by EBUNZY TEAM. Please no Copying of content on this website. Except authorised defaulters shall be punished..Be warned! Contact us on +23480672088, Ebunzycare@gmail.com

What You Should Know About Yahoo Plus Fraud Scheme: A Life Story Shared What You Should Know About Yahoo Plus Fraud Scheme: A Life Story Shared Reviewed by BENEDICT on August 01, 2018 Rating: 5

HOW TO TRACE STOLEN OR MISSING PHONE ANYWHERE IN THE WORLD

July 11, 2018
Stolen or missed phone, how to trace and track stolen phone, phone contacts
Stolen or missed your phone? We have gotten you information on easy tricks/tips and step by step  guide on how to trace and track your stolen mobile phone without fear anywhere in the world within 24hrs. Its painful when phone got missed or stolen especially, when you remember your phone contacts, files, applications e.t.c phone contacts contributes to the major factor why people can't afford to loss their phones.
To trace and recover your mobile device, there are things you need to take note that are stated below:


1. Mobile Phone IMEI number

2. Manufacturer

3. Last used Phone number

4. E-mail Address for cummication

5.Phone model

6. Missed date

What is PHONE IMEI NUMBER ?

  Each phone carries a unique International Mobile Equipment Identity (IMEI) Number and model no. which can be used to track your mobile phone anywhere in the world. 

See Image below for how mobile phone IMEL NO. And model number looks like


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How to Get mobile Phone IMEI NUMBER

Dial *#06#

 On your mobile phone, Dial *#06#. Your phone IMEI will be displayed to you please write them down on your diary or another phone. Phone IMEI number is a 15 digits. Take note of that. See inside your phone by removing the battery, also check your mobile device IMEI in your phone pack (that is the manual that came with your phone) but incase, you didnt buy your phone direct dial the USSD CODE above. That takes us to the next sub heading of this topic...Befote that, let's briefly Discuss Factors that causes phone Loss and how to prevent

(A) Careless: Place it Anywhere:

The statistics on phone theft are amazing. According to discoveries, a phone is stolen every 51 seconds. If you think it won’t happen to you, possibly you may be wrong. Forgetting phone on public table  to ease self is not the best way to prevent loss. Be ultra cautious and don’t ever leave your phone unintended. Look at  it this way.

Would you leave a stack of hundred dollar bills on a table unattended even for a second? Then don’t leave your phone unattended. If  at all you have to leave your phone in your vehicle, make sure it is hidden from plain view. Criminals are  dynamic. You may be in a gathering not knowing that someone you trusted has been searching for a way to steal from you, which may be your mobile phone. Human beings are "idiosychatric in nature" which means they can change in a matter of seconds. Crimes are often prompted by the thief seeing something of value in plain view. While you might think that the cost of replacing the stolen phone is costly, studies reveal that 101% of the cost is actually Equivalent to the loss Simcard including phone contacts. You may decide to retrieve your Sim card to get back the Sim line. But you can't recover the breached contact both on phone and on simcard.

(B) Keep phone Inside Bag/Pocket That is Not Leaking:

Another serious factor that can lead to loss of phone is keeping phone in Thorned pocket/Bag. Sometime you get confused on how your phone got sneaked from your hand without noticing. You may, be asking yourself different questions at the same time, How it happen, when and where infact what really transpired that lead to the loss. Meanwhile, it was as a result of  leakage in your bag/pocket. Therefore, to really  prevent phone from missing or stolen, you should always keep eyes on your pocket or handbag to be sure they are not leaking in anywhere. Loss of phone through handbag often occurs to ladies. It's not security wise, to keep mobile phone on top of already filled handbag because, the assurance that it may fell without you noticing is 50%.

To ensure your phone is secured from planned theft or falling anywhere, keep it inside your handbag or pocket not untop, making sure they are not on leakage.

Hope you are following the discussion ?  We move to the main Topic of  today where you will be shown how to trace/track lost phone-Anywhere in the world

Guest What ?....Do you know it's good to enable security password on your phone like drawing of patterns, Pin Number and Voice recognizer. This will help you secure your phone from unauthorized users from getting access to your phone personal information. But make sure your security password can be easily recall to avoid problem.

Guest again?....Do you know your Sim pack has a Personal Unblocking Key (PUK)? This is usually 8-9 digits security identification number to help you retrieve your Sim card easily whenever any issue like entering wrong security pin on your simcard, lost or stolen. But note that entering PUK Code wrongly 10 times attracts permanent block of the simcard.
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We suggests that after reading this post or as now, you can minimize this page to take few minutes and find your Sim card Personal unblocking Key and keep them saved on your phone contacts including diary for future use.

Enough of sub headings on this topic, let's deal with today business: Tips/tricks/step by step guild on how to trace And track stolen or missing phone without fear anywhere in the world

This is how it works:

1. Dial *#06# from your mobile. As we earlier discussed.

2. Your mobile phone shows a unique 15 digit.

3. Note down this number at a secure place except in your mobile phone itself as this is the number which will help trace your phone in case of theft.

4. Once stolen, missing just E-mail this 15 digit IMEI No.

TO


with details as stated below:

  • Your name:____________________
  • Address:______________________
  • Phone model:_________________
  • Manufacturer:_________________________
  • Last used No.:_________________
  • E-mail for communication:_____
  • Missed date:___________________
  • IMEI No :_______________________

5.Your Mobile phone will be traced within next 24 hours via a complex system of GPRS and internet, You will find where your hand set is being operated and the lost phone new user's Number will be sent to your email inbox.

6. After this, you can inform the Police with the details you now have.
  By now, you should be able to trace and track your stolen or missing mobile device anywhere it may be in this world without fear...However that didn't mean you should keep your phone careless and allow it to be stolen. Remember phone contain sensitive information like contacts, files, applications e.t.c Phone recovering is As easy as making phone call.


FOR ANY QUESTION USE OUR QUERRY BOX AT THE TOP PAGE ON THIS WEBSITE OR DROP COMMENT BELOW THIS POST..THE CHOICE IS YOURS


This updates was brought to you by EBUNZY TEAM. Please no Copying of content on this website. Except authorised. Defaulters shall be punished......Be warned! Contact us on +2348060672088.
HOW TO TRACE STOLEN OR MISSING PHONE ANYWHERE IN THE WORLD HOW TO TRACE STOLEN OR MISSING PHONE ANYWHERE IN THE WORLD Reviewed by BENEDICT on July 11, 2018 Rating: 5

What To Do When Sensitive Information Are Asked Through Text Message

July 10, 2018
Sensitive information are personal data or detail which only the authorize person should know.  Sensitive information for example can be Bank details, land document, social security code, e.t.c In terms of banks your personal information includes your Bank verification number, ATM PIN, Date of Birth, and so on.

Sensitive information are to be kept private except, with proper verification. Realizing them to unauthorized person may lead to scam. Scammers uses different way to get people personal crucial information and one viral way this "bad eggs" uses this days are through text messages. Continue reading to discover What you should do when sensitive information are asked through text messages.



A lady Was going to work unfortunately on her way her handbag which contained her cell phone, credit card, purse etc was stolen. Thirty minutes later she managed to call her husband from her friend's telephone, telling him what happened
.
Her husband confidently replied, "I just received your text message asking me to remind you of your ATM pin and I have replied a little while ago".
Sensitive personal information, what to do when asked  sensitive information through phone, scammers text messages, ATM pin, social security code, bank verification, authorization, bank personal details, bank details, scammers, contained sensitive information, bank customer service

When they rushed to the bank, the staff told them money had already been withdrawn.
The thief had used the stolen cell phone to text her husband and Scam The ATM PIN.
Within twenty minutes the (thief) had withdrawn money from the bank account.


when sensitive information is being asked through text message, first attempt is to confirm by calling back.

Examples, of Scammers Text  Messages

Sensitive personal information, what to do when asked  sensitive information through phone, text messages, ATM pin, social security code, bank verification, authorization, bank personal details, bank details, scammers text messages, contained sensitive information, bank customer service

Sensitive personal information, what to do when asked  sensitive information through phone, scammer text messages, ATM pin, social security code, bank verification, authorization, bank personal details, bank details,  text messages contained sensitive information, bank customer service

1.EXAMPLE

BANK  POLICY REVIEW:
To: +1234567890
Dear,  Value customer, in compliance to world bank policy review, established on July 31 2018  demands all bank customers to submit their details e.g: name, ATM pin, Social security code E.T.C
To the following numbers on or before Aug 31 2018;
+123456781, +335xxxxxx, +81xxxxxxxxxxx etc.

Example 2.

ATM EXPIRY
Dear customer, your ATM CARD, has expired to retrieve it kindly text your details to 1234xxxxxxxxx.

Example 3.

BVN REQUIRED !
Hello, Your Bank account was confirmed blocked this morning, text your Bank details including security pin  to 1314xxxxxxx to unblock your account... Hurry up! Before 12hrs.

......Just to mention but few...........


Now note this information: Any text message that requires your text back, call, or your bank sensitive details to a certain number without proper verification from your bank, don't pay attention it may be riskful.
If you receive any message like that try as much as you can to reach your bank customer service before taking any action if not there may be tendency that you will be scammed.

Sensitive personal information, what to do when asked  sensitive information through phone, text messages, ATM pin, social security code, bank verification, authorization, bank customer service, bank personal details, bank details, scammers text messages, contained sensitive information,

Apart from bank related messages, files that contain sensitive information such as business, working place, house document et.c should be properly verified before authorization.

Also, when being texted by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them.
If you do not reach them, be very careful about going places to meet family and friends who text you.



This updates was brought to you by EBUNZY TEAM. Please no Copying of content on this website. Except authorised. Defaulters shall be punishment...Be warned! Contact us on +23480672088, Ebunzycare@gmail.com

What To Do When Sensitive Information Are Asked Through Text Message What To Do When Sensitive Information Are Asked Through Text Message Reviewed by BENEDICT on July 10, 2018 Rating: 5

How To Borrow Airtime From Any Network Without paying back- So Funny!

June 24, 2018
You can imagine that  Now you can borrow airtime/credit from any network MTN, 9Mobile, Glo & Airtel without paying back....Calm down we get to the Root!. We found this trick and it has been working for people ever since.

so we cannot remember the last time we spent our hard earned money to buy airtime. Allright lets go straight to how it works, follow the steps below.


How To Borrow Airtime From any network  MTN, 9Mobile, Glo & Airtel Without Paying Back

How To Borrow Airtime From Any Network Without paying back Mtn, 9mobile, Glo And Airtel

1. Use your preferred network:

To borrow from  9mobile, dial *665*amount#

To borrow airtime from Glo, dial *321#, MTN *606#,

To Borrow From Airtel, simply dial *500*amount#.

Note: You can be allowed To Borrow Airtime from any network only if you are eligible to borrow. How To Borrow Airtime  from ay network Without Paying Back

2. Use the airtime you borrowed until you’ve exhausted everything.

3. Change your date to 13/10/2015

4.Remove your battery and SIM card from your phone.

5. Go to any filing station around you, buy kerosene then go back home.

6. Now Take your SIM card, rub it with kerosene, light a fire using matches, and then burn your SIM card.

7. After your SIM card burns completely, pack the ashes and throw it away.

Congrats! With those steps, you will never pay back that airtime you borrowed…

Enjoy your cheat. It works like crazy! 😄😄
How To Borrow Airtime From Any Network Without paying back- So Funny! How To Borrow Airtime From Any Network Without paying back- So Funny! Reviewed by BENEDICT on June 24, 2018 Rating: 5

How To Transfer Money To Any Bank Using Ecobank Mobile Transfer Code

June 24, 2018

Of course you value your time and comfort when it comes to banking, that is why you need to know about Ecobank Mobile Banking. Ebunzy Report today, free guilde on how to Use Ecobank transfer code to transact with other bank or within the same bank (Ecobank To Eco bank Transfer). The transfer code allows  you transfer money to any account you want from the comfort of  your mobile phone. Don't Ask How Read Further!

What is Eco bank Mobile Money transfer Short code?

Well, it is a USSD command that allows you use mobile banking features without any additional apps or even Internet connection on any phone.

It is an easy mobile banking tool that lets you control your account on your phone. With the help of this code, you can check your balance, buy airtime, pay bills, read mini-statements and most importantly transfer money to virtually anyone with a bank account. What is even more awesome is that the receiving bank account does not even have to be an Ecobank account!

How Can I use Eco bank Money transfer  Short code

If you want to transfer money from your Ecobank account to an account in any other bank, the first thing you need to do is register for Mobile Banking via USSD. To do that, dial *326# on your mobile device. This code works regardless of your mobile network provider as long as you are in Nigeria.

If you are not in Nigeria, checkout the codes for other countries below:
If you are in Kenya dial *335#
If you are in Tanzania dial *150*18#
If you are in Uganda dial *235#.

After you have registered, follow these steps:

1. Dial the USSD code for your country once again in order to perform a transaction.

2. The command should prompt a menu to appear. In that menu, find and select the transfer option.

3. Put in the account information of the person/organisation you plan to send money to. Make sure that all of the numbers are correct in order to avoid sending money to a wrong account.

4. Select the bank that is going to receive the funds.

5. Verify the account number you have provided and type in the amount of money you wish to transfer.

6. Type in your PIN. Typing your pin completes and authorizes the transaction.
And you are done! After some time, the party on the other end of the transfer should receive the funds.

This method is very simple and convenient, especially for those who have mobile devices that cannot install apps or does not support Internet service connection.

There you go, now you can use the transfer code for Ecobank and make your banking experience simple and convenient.

always be extra careful when inputting the recipient’s account number and the amount of money you wish to send. Otherwise, you might make a complete stranger very happy at your own expense

How To Transfer Money To Any Bank Using Ecobank Mobile Transfer Code How To Transfer Money To Any Bank Using Ecobank  Mobile Transfer Code Reviewed by BENEDICT on June 24, 2018 Rating: 5

Spectranet: 2018 Data Plans And Prices Across Lagos, Abuja, Ibadan and Port harcourt

June 24, 2018
Internet connection in Nigeria has really improved over the years thanks to the Internet providing companies like Spectranet. In case, Are you an existing Spectranet customer or an intending subscriber? Here, is latest update on 2018 Spectranet data plans for you.


Spectranet is one of the leading Internet service providers in Nigeria. It is the foremost Internet service provider to provide the 4G LTE Internet service to users in Nigeria.


Over the years, they have provided Nigerians with world-class experience providing affordable, Cheap, fast, and reliable broadband Internet services to home and offices.

Their data plans are built to suit your pocket regardless of who you are (student or working class) and your financial status giving you the best value for your money. Currently, Spectranet is available across Abuja, Lagos, Ibadan, and Port Harcourt.

Below are the Spectranet data plans and prices available in the listed four Locations in Nigeria.

SPECTRANET: 2018 Data Plans And Prices Across Lagos, Ibadan, Abuja and Port Harcourt
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Unified Value 4GB

This is the cheapest of all Spectranet plans. The cost of this data plan is 3,000 Naira for 4GB of Internet data. No additional bonuses. Internet access for a month (24hours/7days) from the day of subscription except exhausted before the end of the expiration date.

SPECTRANET: 2018 Data Plans And Prices Across Lagos, Ibadan, Port Harcourt and Abuja

Unified Value 7GB

This Spectranet data plan costs 5,000 Naira for 7GB of data volume with no additional bonuses. Internet access also for one month (24hours/7days) from the day of subscription except exhausted before the end of the expiration date.


Unified Value 15GB

The cost of this data plan is 7,000 Naira for 15GB of data volume with no additional bonuses. Internet access for one month (24 hours/7 days) from the day of subscription except exhausted before the end of the expiration date.

Unified Nite Value 20GB

The cost of this data plan is 7,500 Naira for 20GB of data volume with no additional bonuses. This Spectranet subscription plan gives you Internet access from 7 am to 7 pm for one month from the day of subscription except exhausted before the end of the expiration date. But you will enjoy 24 hours Internet access during the weekends and on public holidays.

Unified Value 25GB

The cost of this data plan is 10,000 Naira for 25GB of data volume. Internet access for one month (24hours/7days) from the day of subscription except exhausted before the end of the expiration date. You will also enjoy free unlimited night browsing from 1 am to 7 am.

SPECTRANET: 2018 Data Plans And Prices Across Lagos, Ibadan, Abuja And Port Harcourt

Unified Nite Value 40GB


The cost of this data plan is 11,500 Naira for 40GB of data volume with no additional bonuses. This is night plan which gives you Internet access from 1 am to 7 am for a period of one month from the day of subscription except exhausted before the end of the expiration date. But you will also enjoy 24 hours of Internet access during the weekends and on public holidays.

Unified Value 40GB

The cost of this data plan is 12,500 Naira for 40GB of data volume. Internet access for one month (24 hours/7 days) from the day of subscription except exhausted before the end of the expiration date. You will also enjoy free unlimited night browsing from 1 am to 7 am.
Unified Stay Connected 50GB
The cost of this data plan is 13,000 Naira for 50GB of data volume. Internet access for period of one month (24 hours/7 days) from the day of subscription except exhausted before the end of the expiration date. You will also enjoy free unlimited night browsing from 1 am to 7 am. Unified Stay Connected is available only to regular Spectranet users from Abuja. You will still be connected to the Internet after consuming the monthly volume data of 50GB. But there are specific terms and condition applied.

Unified Value 55GB

The cost of this data plan is 20,000 Naira for 55GB of data volume. Internet access for one month (24 hours/7 days) from the day of subscription except exhausted before the end of the expiration date. You will also enjoy free unlimited night browsing from 1 am to 7 am

Unified Value 110GB

The cost of this data plan is 40,000 Naira for 110GB of data volume. Internet access for one month (24 hours/7 days) from the day of subscription except exhausted before the end of the expiration date. You will also enjoy free unlimited night browsing from 1 am to 7 am.

SPECTRANET: 2018 Data Plans And Prices Operational In Lagos, Ibadan, Abuja and Port Harcourt

Unified Value 200GB

The cost of this data plan is 70,000 Naira for 200GB of data volume. Internet access for one month (24hours/7days) from the day of subscription except exhausted before the end of the expiration date. You will also enjoy free unlimited night browsing from 1 am to 7 am.

Unlimited Gold Plan

The cost of this data plan is 18,000 Naira for unlimited data volume for a month. Your Internet speed can be limited to 8Mbps by Spectranet. Also, Spectranet determines the unlimited burstable speed to all users between 0-100GB and they reduce the speed to 512 Kbps after 100GB is exhausted. This simply means the Internet connection speed will not be as top speed as the other limited data plans.
If you are residing in any of the  four locations mentioned above, Abuja, Lagos, Porthacourt and Ibadan you can subscribe to any of the listed Spectranet data plans in 2018 for amazing Internet experience.
Spectranet: 2018 Data Plans And Prices Across Lagos, Abuja, Ibadan and Port harcourt Spectranet: 2018 Data Plans And Prices Across Lagos, Abuja, Ibadan and Port harcourt Reviewed by BENEDICT on June 24, 2018 Rating: 5

How To Open GTbank Account with 9Mobile Simcard Or Download and Use GTbank Mobile Money APP

June 21, 2018
Gtank mobile banking, gtbank account opening, gtbank customers service, how to download gtbank mobile banking app
Guaranty Trust Bank is one of the most leading banks in Nigeria and Africa  banks when it comes to initiating mobile banking services that make it easier for customers to carry out  business transaction safely and secured from any part of the world.

GTBank has a mobile banking service that can be used in two different ways; Today, we shall be discussing the two ways : How To  Open  GTbank Account With  9Mobile Simcard Or Downlaod And Use GTbank Mobile Monry APP in detail and they are as follows:



1. GTBANK MOBILE BANKING APP
2.  GTBANK MOBILE MONEY TOOLKIT

GTBank Mobile Banking App: The GTB mobile banking app is a web application that you can download on any of the following devices; Blackberry, Android, iPhone or Java enabled devices.

GTbank Mobile Money Toolkit: This is a toolkit introduced by GTbank in partnership with 9Mobile Telecommunications Company. The mobile money toolkit already comes installed on the 9Mobile sim card and can be used by any GTbank Old And new customers who use 9Mobile as their Nigeria mobile network services provider.

How to Open GTbank  Mobile Money Account on Your 9Mobile SIM Card

1:  Ensure you have inserted a full registered 9mobile  SIM card into your phone and ensure that it is own by you

Opening procedure 2:

Go to the menu area of your phone and check for the Etisalat SIM Menu and click on it.

Opening Procedure 3:

Select the mobile money icon and then select Gtbank.

Opening Procedure 4:

Scroll to ‘My Account’

Click on the ‘Register’ button. You would be asked to provide answers to a series of questions such as your full names and your date of birth. Make sure you answer the questions as carefully and as accurately as you can, as these are the same questions which you would be asked to provide answers to, should you ever need to recover your pin.

Click on the submit button after providing answers to all the questions.

Within few minutes, you would receive a 6-digit number from GTB known as your ‘Activation Token’


Opening procedure 5: How To Activate GTbank Mobile Money On Phone?

Go right ahead to use the same numbers to activate mobile money on your phone.

Simply open the GTbank Mobile money app, click on the activation button and you would be asked to enter the activation token (6 digits number) that was sent to your phone earlier in the previous steps

Opening procedure 6: Proceed to select a 4-digit PIN number (ensure you select a pin that is secured and that would be easy for you to remember. You should also select a PIN that other people cannot easily guess.


That’s it! You have successfully activated your GTB mobile money account, and would receive a welcome text message from GTBank direct to your phone with all details you need to know about GTbank Mobile Money Banking within the next few minutes.

More info: How to Download and Activate GTbank Mobile Money banking Application On internet connected device?

If you use a smartphone or device that is either Java, Blackberry, iPhone or Android enabled, you can have the GTbank mobile money application easy and safe download on your device by following these steps below:

First and foremost Download the mobile money Application into your phone or device(You may get this app found at the application market of your device or phone depending)

After that, Register Your GTbank account details by providing your personal details containing your finances details and date of birth details.

You would as usual again, receive a text message containing 6-digit activation token from GTbank 

Click on the activation code text to you to activate your account.

More Info: On How to Use the GTB Mobile Money Service

You can use it to send money and withdraw money from your account. To deposit money, there are a few ways you can do it.
How To Open GTbank Account with 9Mobile Simcard Or Download and Use GTbank Mobile Money APP How To Open  GTbank Account with 9Mobile Simcard Or Download and Use  GTbank Mobile Money APP Reviewed by BENEDICT on June 21, 2018 Rating: 5

19 Expert Security Measures You Should Take Serious To Stay Stafe

June 21, 2018
Security problem has been one of the most challenges we face today in so many countries. Thou, citizen blame government for lack of security in the country by not properly implementing all security measure needed to ensure a secured environment in the country. The truth remains that if this sect of citizen who often give lack of adequate security complain, can simply abide by expert security measures privately on their own without government interference, then the rate of security risk in our world today will definitely
reduce to a manageable standard.
Security measures, lack of adequate security complain, citizens blame government for lack if adequate security, implement security measures


Here is a list of 19 Security measure you should Take serious To Stay Safe

1) Don't allow your children who can't recognise voice, to open doors for strangers/visitors.

2) Recognise the voice of the visitors/strangers before you open your doors.

(3) Lock up all your doors, when you are indoors, especially evening time.

(4) Switch off all your electric gadgets, before going out, even when there is no power supply from PHCN.

(5) Check all your cooking materials, before you go out.

(6) Stay away from any strange man, who looks like a pregnant woman, he may be carrying harmful products.

(7) Lock up your cars, even when you packed them in your compound.

(8) Protect your cars and motorcycles keys from being duplicated by suspected criminals.

(9) Protect your sim cards, from being stolen by suspected criminals, else they can use it for ransome negotiation.

(10) Buy Fire extinguishers for your cars and houses.

(11)Tell the teachers of your children not to release them to anybody, except on your request with evidence from you.


(12) Don't allow strange people to sleep in your house, direct them to the nearest Police station,  Security and Civil Defence Corps (SCDC), DSS nearest to you

(13) Don't send your ATM, BVN pin to anybody on any account.

(14) Don't pay for any car or Goods online, if you are not sure of the source.

(15) Don't allow little children to go to school , mosque or Church alone.

(16) Don't travel without informing anybody.

(17) Report all suspected criminals to the Police, Armed Forces, Security and Civil Defence Corps il (SCDC) and  DSS. Nearest to you

18. Lock Your Doors when you are Watching MOVIE or Your Favorite TV Shows.

19. While Watching ur Favorite TV SHOW using a Generator and it Suddenly go Off,  Don't Rush Out immediately to Open your Door.
It may be Armed
Robbers.


Pls you can Rebroadcast this to your family and Friends by sharing

SECURITY IS EVERYBOBY'S BUSINESS.
THANKS.
.....
19 Expert Security Measures You Should Take Serious To Stay Stafe 19  Expert Security Measures You Should Take Serious To Stay Stafe Reviewed by BENEDICT on June 21, 2018 Rating: 5

Top 4 Nigeria Network Cheapest/ Affordable Data Plans Daily, Weekly, Monthly

June 19, 2018
Nigeria Cheapest/ Affordable data  Daily, Weekly, Monthly
Due to increasing smartphone penetration in Nigeria, the demand for Internet access has grown to billions users on a daily basis and it would continue to grow. — thanks to technology that has brought about the use of advanced smartphones and tablets that have become part of our daily lives.
No doubt, we cannot maximally enjoy these smartphones and other mobile devices if we have no access to the Internet while using them. An average Nigerian using these phones would at least want to use it for gaining access to social network platforms and instant messenger apps like Whatsapp and Facebook messenger.

Also Read:



Nigeria network providers have competitively reduced the high cost of data bundles to make it cheaper and affordable  to their respective users—, in Nigerians and across globe.

Below are Top 4 Nigeria Network Cheapest/ Affordable Data plans 2018

MTN Nigeria Cheapest/ Affordable data plans

For ‘MTN true talk’ and ‘MTN pulse’ users would get 10MB free internet data for a recharge of at least N100 weekly basis.
Get 30MB data for N100 only. Expires within 24hours of subscription. Simply Dial *104# or text 104 to 131
100MB data for N200. Expires within 24 hours of subscription. To get this simply Dial *113# or text 113 to 131
750MB for N500 only.  Or Dial *103# or text 103 to 131
1.5GB for N1000. Expires within 30 days of the subscription date and time. Dial *106# or SMS short code 106 to 131.
3.5GB for N2,000. Valid for 30 days. Dial *110# or SMS  110 to short code 131.
To get 10GB for N5,000. Expires in 30 days. Simply Dial short code *116#
To get 22GB for N10,000. Valid for 30 days only. Just Dial *117# on your mobile phone.


You can also buy internet data at even cheaper rates from mtn, Glo, Airtel, and 9Mobile marketers selling through data sharing packages.
Most cost effective MTN internet data plan is the 4.5GB for N2500 plan. This internet data plan gives you opportunity to get 3GB of data for night browsing and 1.5GB of internet data to browse during daytime.


Glo mobile ( Grandmaster of Data) Nigeria Cheapest/ Affordable data plan

N50 plan: gives you 30MB expires within 24 hours to subscribe simply dial *124*14#
N100 data plan: gives you 100MB expires within  24 hours to subscribe simply dial *127*51#
N200 data plan: get you 200MB expires within 72 hours I.e: Three days to subscribe simply dial *127*56#
N1000 data plan: gives you 2GB of internet data for subscription simply dial *127*53#
N2,000 data plan: gives you 6GB of internet data to subscribe SMS  “55” to short code127, or simply dial *127*55#.
N3,000 data plan: gives you 12GB of data to subscribe, SMS “54” to short code 127, or simply dial *127*54#
N2,500 data plan: gives you 10GB of data (to subscribe, SMS “58” to short code 127, or simply dial *127*58#
N4,000 data plan: gives you 18GB of internet data to subscribe, just dial *127*59#
N5,000 data plan: gives you 24GB of internet data (to subscribe, sms“11” to 127, or dial *127*11#


Airtel Nigeria Cheapest/Affordable Data Plans

Trial data Plan (N0.00): This gives you 1MB free and it expires in 24 hours.  To migrate dial *141*13*1#.
Entry data Plan (N50.00): This plan gives 4MB valid for 24 hours.  To migrate, simply dial *141*11*9#.
Daily data subscription Plan (N100): This gives the subscriber 50MB of data that will expire after 24 hours of migration.  To migrate, simply dial*141*712*11#.
Airtel Day data subscription Plan (N500): This plan gives the subscriber opportunity to 150MG of data expires within a day.  To migrate dial *141*12*5#.
3-Day Plan (N200): this plan gives 25MB expires for 3 days only. To migrate to this plan, just dial *141*11*8#.
Airtel Weekly data subscription plan (N300): The 50MB allowed by this plan is valid for 7 days.  To migrate this plan dial *141*712*9#.
Easy data subscription Plan (500): With this plan, a subscriber gets 80MB for 14 days. To migrate to this plan, simply dial *141*11*3#.
786 data subscription Plan (N786): This gives 125MB data valid for 30 days.  To migrate, dial *141*11*786#.
Airtel Lite data Plan (N1,000): This plan has experience changes by  landing you 260MB instead of its normal 200MB before. It last for 30 days.  To subscribe to this plan, simply dial *141*712*4#.
Airtel Midi data Plan (N1,300): This plan now land the subscriber 325MB of data instead of its normal 250MB.  It has an expiring time of 30 days.  For migration just dial *141*11*5#.

9 Mobile (Formerly called Etisalat) Nigeria Cheapest/ low cost data Plan

N50 to land 10MB: This internet data plan offers 10MB  for N50 and expires within 24hours (1 day). To migrate, dial *229*3*8# or text MI1 to 229
N500 to land 500MB: This plan offers 500MB for N500 and last for 30 days. To migrate, dial *229*2*12# or text LCD to 229.
N500 for 1GB


Stay tuned for more update on cheapest/Affordable Nigeria data Network  plan in updates ! 2018
Top 4 Nigeria Network Cheapest/ Affordable Data Plans Daily, Weekly, Monthly Top 4 Nigeria Network Cheapest/ Affordable Data Plans Daily, Weekly, Monthly Reviewed by BENEDICT on June 19, 2018 Rating: 5

Simple Banking: How To Transfer, Verify Money And Topup Airtime Using Simple Banking Code *737#

June 19, 2018
When it comes to banking services in Nigeria and across,  Guaranty Trust Bank  remains one of the most Famous and trusted banks. From Banking products such as Internet Banking, the first Naira MasterCard,  Fastrack banking,  GTConnect, Social Banking on Facebook, SME MarketHub; an e-commerce banking platform, to GTBank Mobile App, GTExpress and One Click Top-up, just to mention a few.  GTbank has introduced a new mobile banking service, that enable people conveniently and safely transfer money from their GTBank account to another GTBank account number or from a GTBank account to another bank account number without any security threat involve to both parties, all with their mobile phone.
Gtbank Simple Banking Code *737#

How To Transfer Money From GTbank To Another GTbank With Phone Using GTbank Simple Banking Code *737#

To begin a transfer to a GTBank account, all the customers need to do is to just simply take up his/her mobile phone and dial the USSD simple banking code *737*1*

followed by the amount to be transferred and then the NUBAN account number of the beneficiary I.e the reciever.  Then you need to use the last four digits security pin of your GTBank Naira MasterCard to validate each transaction.

For example
*737*1*Amount*NUBAN Account No
        *737*1*1000*1234567890#

How To Transfer From GTbank Account To Other Banks account Number Using Simple Banking Code *737#

To Transfer money From Your GTBank Account to Other Banks Account number: Simply  dial  the code *737*2*Amount of Money you want to transfer*The NUBAN Account Number of the Reciever#. All from your mobile number  that you used to register with your GTbank. You will then be asked to select recipient’s bank (FBN, Access, Zenith, UBA, Skye, Union, Fcmb, Diamond and so on like that according to the recipients bank name). Enter last  four digits pin of your GTBank Naira MasterCard to validate the transaction.
Next, Wait for the transaction to be completed and you will receive a debit alert once the transfer is successful.

How To Verify Your GTbank Simple Banking Money Transfer To Avoid Security risk

The account name of the receiver will be displayed for you before you  process the transfer. This is to let you verify that you are actually transferring  the money to the right person and not to a wrong account details. If your phone number is registered to both a saving and current account then your current account will be debited. Customers can transfer money from N1,000 and a maximum of N20,000 daily.

It’s that simple and fast. Money transfer just got easier and faster with the *737* Transfer
Simple Banking: How To Transfer, Verify Money And Topup Airtime Using Simple Banking Code *737# Simple Banking: How To Transfer, Verify Money And Topup Airtime Using Simple Banking Code *737# Reviewed by BENEDICT on June 19, 2018 Rating: 5

All You Need To Know About UBA Mobile Banking App And Magic Banking How To Download, Use, Register And Activate

June 19, 2018
UBA  Mobile Banking App and Magic Banking How To Download, Use, Register And Activate
How to use, Download, register and activate the UBA Mobile Banking application features. The United Bank of Africa (UBA) has continued to introduce innovation towards enhancing customer service experience in the banking industry. United Bank of Africa UBA services includes: Internet banking, Mobile banking, Wholesale Banking, Corporate banking, Investment Banking, Consumer Banking, Money Transfer, Debit Cards, Collections, Treasury, Trade, Savings accounts, Current accounts, Domiciliary accounts and of course non-Resident African banking.

The 9 Features of UBA mobile banking application

1. Quick log-in: With biometric option on devices that support the feature.

2. ATM/Branch locator: Easy accessibility of ATM locations and UBA branches nearest to the area wherever you are.

3. Quick selection: This allow you to select phone numbers from the device contacts list for airtime top up for self and others.

4. More intuitive: This feature enhances UBA Customer experience for easy accessibility of United Bank Of Africa Product and Services.


5. 24-hour live Costumer service support: The UBA customer care service are always online to resolve your issues via live chat 24/7.

6. Faster and easy navigation: This is achievable with the sliding menu available on all customers UBA Mobile Banking Application Dashboard.

7. Favorite list creation: This is built into the application to enable easier transaction to UBA customers.

8. Automation of OTP: You receive your one time password during transaction on your device screen via Text message on the simcard you used to register for your UBA bank account.

9. Auto reminders: This is for recurrent bill payments and transfers.

How Can I Download The UBA Mobile Banking Application:

Go to App Store Or Google Play store and quickly download the UBA Mobile App into your phone or devices.

Without data Charges.  How can I Use UBA mobile Banking for my transactions?

If you do not have data or in an area were there is network problem, off course, you don't need to border on how you can use your mobile banking application without connection all you need to do is to  simply switch to magic banking

Hey! Don't get confused we get you covered check...see explanation below

What is UBA magic banking,?

It's one of the easy banking platform invented by United Bank Of Africa so as to enhance easy banking process at the comfort of your phone without connecting to any internet data network. Its easier, safe, and customer friendly.

The sms code for magic banking is *919#. 

How Can I Activate UBA magic Banking on my Phone?

To activate magic banking Simply dial *919# and follow the prompt. Please note that the same security PIN used for your UBA Mobile Banking will be used for UBA magic Banking.

How can I register for UBA Mobile banking?


The registration is as simple as ever, you want to know how you can register for UBA mobile Banking? Again, registration is easy,

Simply click on new Mobile Banking Customer? Tab on the App. You will redirected to the following options to sign up using:

1. UBA Debit ATM card

2. UBA Account + Secure pass

3. UBA Credit ATM Card

Note: If you already have a Secure Pass (token) for UBA internet banking, it can be used here.

Next go to Branch Sign up. Note: For Branch Sign up visit any UBA Bank Business Office.

How Can I changed my device or download a fresh UBA Mobile Banking app?


When you change your device or download a fresh app, your profile may become temporarily unavailable.

 This is to prevent Unauthorised entrance to your bank account. You may be asked to registered on the fresh  device you downloaded the UBA apps on. 

Simply proceed to the next procedure.

What if I forget my UBA Mobile Banking App password for log-in?


In case you forget your password, the app will ask you to reset your password. You can also click on the having trouble entering the App section? Tab on the log-in screen if Fail to recover your password or log-in details.

What can I do if I forget my PIN or just decide to change my UBA Mobile Banking PIN for security reasons?

To change your PIN simply click on Change PIN under the setting menu that is (after login) there you have the right to change your password as you wish just ensure you do not forget it and can remember your password easily

How can I change my UBA Mobile Banking  Secure Pass (formerly called U-Token)?


1. Download the UBA Secure Pass from the apps store or Google Play Store


2. Activate the downloaded app, set your PIN, and that's all.


Notes: You may need to visit a UBA Bank Business Office if you are asked that “The user you specified is not eligible for one time password (OTP) login.
Same secure pass can be used for both UBA Direct Banking Mobile Banking.

How can I increase my transaction limit On UBA Mobile Banking Platforms

The following transaction limit apply on the UBA Mobile Banking platform:

PIN-N200,000/day Two Hundred Thousand Naira


OTP-N200K/day Two Hundred Thousand Naira

Secure Pass- N1 million/day. One million naira

Note: For higher limits, up to N5 million in a day, you will need
to visit any of the UBA Bank Business offices or contact CFC to execute an indemnity. Please note that these limits are as regulated by CBN.

How Can I create a list of frequent beneficiaries

Yes, when doing your transactions, there is a tab for save to favorite list to add your favorites. You can then select from your favorites list in your Last transactions on the platform.

Note: Your favorite can be edited/deleted from settings, by sliding the favorite to the left side.

How do I view my account statement on the UBA Mobile Banking Platform

After you log-in to the UBA Mobile Banking App, select the account or card you will like to view and click on Statement to display your transactions. You will be able to view your last six months statement
.

What else can I do with UBA Mobile Banking?

Well, incase you may not know, You can check the location of the nearest UBA ATM Machines and know if the ATMs Machines are active I.e dispensing cash or not.

For additional enquiry, please contact UBA 24/7 Customer Business Center via cfcubagroup.com: 234-700 2255-822, 234-1-2808-822 or Live Chat available on the log-in screen of the app.
Start using the UBA Mobile Banking application today and engage your customer service experience from United Bank For Africa, the application is effective to use,  Easy and fast navigations, more intuitive, fast log-in,  UBA Atm Machine Branches, 24 hours live Costumer service, locator, fast selection, e.t.c


Use the UBA Mobile Banking ! And spread the great news of GTbank  mobile banking
All You Need To Know About UBA Mobile Banking App And Magic Banking How To Download, Use, Register And Activate All You Need To Know About UBA Mobile Banking App And Magic Banking How To Download, Use, Register And Activate Reviewed by BENEDICT on June 19, 2018 Rating: 5

TYPES OF BANK ATM MACHINE AND THEIR FEATURE YOU SHOULD KNOW: Very Important

June 12, 2018

CLEAR DEFINITION OF ATM  MACHINE 

An automated teller machine (ATM) is an electronic banking outlet, which allows customers to complete basic transactions without the aid of a branch representative or teller. Anyone with a credit card or debitcard can access most ATMs. The first ATM machine appeared in London in 1967, and in less than 50 years, ATMs machine spread around the globe, securing a presence in every major country and even tiny little island nations such as Kiribati and the Federated States of Micronesia.


TYPES OF ATMS

There are two primary types of ATM machines

(1) Basic units: This allow customers to withdraw cash and receive reports of their account balances only. The more complex machines accept deposits, facilitate line of credit payments and report account information.

2. Complex units: This also have it own ad ancement depending on the user.  To access the advanced features of the complex units, a user must be an account holder at the bank that operates the machine.
TYPES OF ATM MACHINES AND THEIR FEATURES YOU SHOULD KNOW

Below are other types of ATM machine and their  features you should know.

  • White Label ATM

White Label ATM machines are those ATMs which set up, owned and operated by non-bank entities, which have been incorporated under Companies Act 1956, and after obtaining RBI’s approval.
  • Brown Label ATMs machine
These ATMs are owned and maintained by service provider whereas bank whose brand is used on ATM machine takes care of cash management and network connectivity.

  • Online ATM machines
Online ATMs: These ATMs are connected to the bank’s database at all times and provide real time transactions online. The withdrawal limits and account balances are constantly monitored by the bank. Online ATMs are always watching out for you!

  • Offline ATM Machine
Offline ATMs: These ATMs are not connected to bank’s database- hence they have a predefined withdrawal limit fixed and you can withdraw that amount irrespective of the balance in your account.
So if you did not have balance in your account, and you went to a ‘offline ATM’ and withdrew money more than the balance – you’ll still get the cash at that time, and later on will run afoul with your bank balance! Where banks may charge some penalty for exceeding your balance!

  • Stand Alone ATM Machine


Stand Alone ATMs are not connected with any ATM network- hence their transactions are restricted to the ATM’s branch and link branches only.
The opposite of Stand alone ATMs are Networked ATMs, which are connected on the ATM Network.

  • Onsite ATM machine

Onsite ATMs: are the ATMs you find next to your Bank’s branch. They go side-by-side! Or in proper terms, they are the ATMs installed within a branch’s premises.

  • Off-site ATM machine
Off-site ATMs are the ones which are installed anywhere, but within the branch premises. That is these are not installed next to branch. So where are they installed?
Shopping Malls, shopping markets, airports, hospitals, business areas etc.!

    Analysts anticipate ATMs will become       even more popular and forecast an  increase in the number of ATM  withdrawals. ATMs of the future are likely to be full-service terminals instead of or in addition to traditional bank tellers.

WHO ARE THE ATM  MACHINE OWNERS

  In many cases, banks and credit unions own ATMs. However, individuals and businesses may also buy or lease ATMs, on their own or through an ATM franchise. When individuals or small businesses such as restaurants or gas stations own ATMs, the profit model is based on charging fees to the machine's users. Banks also own ATMs with this intent, but in addition, the convenience of an ATM is a service banks use to attract clients. ATMs also take some of the customer service burden off bank tellers, saving banks money in payroll costs.

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TYPES OF BANK ATM MACHINE AND THEIR FEATURE YOU SHOULD KNOW: Very Important TYPES OF BANK ATM MACHINE AND THEIR FEATURE YOU SHOULD KNOW: Very Important Reviewed by BENEDICT on June 12, 2018 Rating: 5
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