All Nigeria Banks Transfer Simple USSD Codes Available 24/7

Technology has played a great role in helping humans achieve their goals with little or no stress. This, did not leave the banking and telecommunications sector behind.
Fund transfer has been made easier with the introduction of  simple USSD codes. banking apps and other virtual payment channels is now  available 24/7 with the development of Unstructured Supplementary Service Data (USSD)

You can now send money or airtime from one bank account or phone number to another in Nigeria using easy Banking USSD CODES below



====LIST OF ALL BANK USSD CODES IN NIGERIA============

*Nigeria Bank Transfer codes:*

• GTB_(*737#)

• Fidelity Bank_(*770#)

• First Bank_(*894#)

• Sterling Bank_(*822#)

• Skye Bank_(*833#)

• UBA_(*919#)

• EcoBank_(*326#)

• Zenith Bank_(*966#)

• Stanbic Bank_(*909#)

• Access Bank Bank_(*901#)

• Wema Bank_(*945#)

• Diamond Bank_(*426#)

• Unity Bank_(*389 *215#)

• Heritage Bank_*322#

• KeyStone Bank_(*322 *082#)

• Union Bank_(*389 *038#)

• Fcmb_(*329#) or _(*389 *214#)

• EcoBank_(*326# )

• Ja'iz Bank (*389*301#)

===============================================================

However, mobile banking codes used by banks vary.

Today, we bring you you some of the simple bank ussd codes with explaination of how they  works:

Banks in Nigeria. Source: Nairametrics

First Bank - Transfer Simple code *894#

• For the first transaction, you would be required to enter your 4-digit ATM card pin then create a 5-digit code that will be used to complete transfers .

• To transfer with First Bank, dial *894*amount*Account number# and select destination bank to send money.

• The account name you are transferring money to will be displayed for verification reason.

Access Bank: Transfer Simple code *901#

With this code (*901#), you can buy airtime, check your bank account balance, transfer funds and pay bills.
Just simply dial the short code and follow the the instructions promptly.

You can also open a new Access account by simply dialing the code. Please note that the phone number you are dialing through is the one you registered with the account.

Guaranty Trust Bank (GTB) - Transfer Simple code *737#

For GTB customers, just dial *737#

You would be provided with options of services you can get from airtime transfer, data offers, fund transfer to GTB or other banks, check account balance or change/create password.

Wema Bank - Quick money Transfer Code

• For Wema quick funds transfer, dial 

*322*035*NUBAN*Amount#

• You can only use the Wema Quick Recharge Code on the phone number registered with the bank account.

• Wema Bank also has a new simple code 945#

It allows you make transfer, buy airtime, pay bills etc. Simply dial 945# to get started.

Fidelity Bank - Money Transfer  Simple Code *770#

• If you have not used the service before, you will be need to start by dialing *770#

Where  you will be prompted to enter your NUBAN (Fidelity Bank account number), select a 4-digit PIN for your account.

• Simply dial this *770*NUBAN Account number*Amount#

• For example, if you want to transfer N4,000 to someone’s first bank account, dial *770*1234567890*4000#

• Then select the beneficiary bank name from the list provided.

Input your transfer PIN to confirm transfer. The account number of the receiver will be shown to you before you enter your PIN. This allows you verify that you’re not sending money to a wrong bank account.

Diamond Bank - Yello Money Transfer Simple Code *710#

• For Diamond Bank Y’ello account holders, to make a fund Transfer to any bank Dial *710*777*Account Number*Amount*Pin#

Ecobank - Instant Money Transfer Simple Code *326#

• With *326# Ecobank gives you the ease of making all your banking transactions from your mobile phone. You can make instant transfers, buy airtime, check balances, pay bills, and read mini-statements.

Zenith Bank - Mobile Banking Money

Transfer  simple Code *966#

• Zenith Bank’s *966# mobile banking gives you access to open new account, check balance, load airtime or transfer money to another account.

• To open a bank account dial *966*0# and follow the onscreen prompts.

To check for balances on any of your accounts, all you need to do is simply dial *966*00#

To load airtime simply dial *966*Amount*Mobile Number# on your phone

• To transfer money to another account using Zenith Bank Short code

Dial 966*Amount*Account Number# (e.g. 966*1000*1234567890#) from the phone number you submitted during registration with Zenith Bank, then follow the on-screen prompts.

First City Monument Bank (FCMB) - mobile banking service Transfer Code *389#

• To get started with FCMB mobile banking service dial *389*214#

A welcome message is displayed with the following options:

1. Activate with card

2. Activate with account

3. Activate with Mwallet

Choose option 2 to activate with account  by typing 2 and send.

Enter your account number.

Call the contact centre on 01-2798800 or visit any FCMB branch to generate your PIN.

Once you get your pin, dial *389*214# on the phone and click on security, select 'Change PIN' to enter your default PIN and enter your new four digits PIN when prompted.

• Dial *389*214# for subsequent access to FCMB mobile service

Unity Bank  Mobile Money Transfer Code

• Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity Bank's accounts and to other bank accounts.

• Simply dial *389*215# to get started

United Bank for Africa (UBA) Money Transfer short  Code

United Bank for Africa (UBA)  banking Short code gives you secure and fast way to recharge airtime, submit/update BVN Number and transfer funds to UBA bank accounts and to other bank accounts.

• Simply dial *919# from your registered phone number to get started.

Skye Bank Money Transfer simple Code

Skye Bank mobile banking simple code gives you secure and fast way to transfer funds to Skye Bank's accounts and to other bank accounts.

Skye Bank mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently. To use the service, simply dial *833# to get started.

Sterling Bank Money Transfer simple code

Sterling Bank USSD provides a smarter way of banking using *822#

• To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.

• Note that N5 will be deducted from your airtime balance each time you dial the sterling bank short code on your phone.

• A pin will also be required to complete transactions via the short code. You will get the pin when you register for the Sterling bank *822# service.

Heritage Bank USSD Money Transfer Code

• All you need is the mobile number you have registered with your Heritage Bank account

You can recharge your line, recharge another person’s line, transfer funds or pay bills by just sending the required code.

• Self-recharge – *322*030*AMOUNT#

Third party recharge – *322*030*PHONENUMBER*AMOU

Transfer money – *322*030*ACCOUNTNUMBER*AM

Bill payment – 322*030*BILLER ID AMOUNT#, for example, to pay for LCC Dial *322*030*1066*AMOUNT#

KeyStone Bank Money Transfer short Codes

You can use the mode with all phone types by dialing *322*082#

On all Sim card  (MTN, AIRTEL & 9mobile) or 805*082# (GLO only) and follow the steps below to get started (register):

1. Select the Keystone Bank

2. Enter NUBAN account number

3. Enter any 4 digit number you can remember as the m-Pin

4. Confirm m-Pin

Union Bank simple code *389*032#

This works for all mobile banking transactions on Union bank. You can check your balance, recharge your phone, transfer money and much more. Just dial the code *389*032# and follow instructions promptly.


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